Get a Way Insurance

The legislative session is moving at breakneck speed this year. At this point, we already have 31 bills on our “watch list.” Go to PolicyholdersofFlorida.com for a full list of these bills and their current status in the legislature.

In this space, I often decry Tallahassee’s approach to the property insurance market in Florida. Today, however, I am going to offer some good news. Though the 2012 legislative session has brought the usual headaches and uncertainty, we have also seen several pro-consumer bills filed. I want to list the bills that, in my opinion, are good for the insurance consumer’s of this state. They ar

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It is perhaps unsurprising that an alarming number of British holidaymakers are unaware of their healthcare entitlement on the continent. We are often too busy worrying about clothes, creams, and currency in the lead up to our holidays to think about our European Health Insurance Card (EHIC).

Indeed, many Brits are still seemingly unaware of the EHIC (which is free to apply for), which replaced the E111 in 2006. Equally concerning is the fact that many in possession of the card have little idea about what exactly it covers.

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Property insurance claims litigation often requires hiring several experts. Policyholders may need to retain a construction cost expert and engineer to give opinions on property damage, a bad faith expert regarding claims handling practices, and an accountant regarding business income losses. Depending on the case, the list can quickly grow to include an architect, a hygienist, and many more.

Insurers almost always challenge the insured’s experts and the admissibility of those experts’ opinions at trial by filing a “Daubert” motion requesting that the court disallow expert opinions. Experts

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If a person invests in a jet ski, there is a significant amount of money going into the car, which can lead that person to obtain a basic insurance policy for your vehicle. The resulting policy can protect the boat in case of catastrophic damage, which may be the result of another rider or due to inclement weather. When a ship sinks or suffers irreparable damage to the land, the boat insurance policy that can allow an owner to receive compensation funds to the loss of your vehicle.

The first step in applying for compensation catastrophic damage to the ship is record all damage to the boat.

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You’ve likely heard the news about the “new” refinance program that was recently announced to help underwater homeowner’s refinance and take advantage of our record low mortgage rates. Rather than expecting you to sort through all of the media hype I wanted to take a few moments to give you a quick overview of what we know at this point.

 
First off, this is an expansion of the “Home Affordable Refinance Program” or “HARP” rather than a whole new program.

To be eligible you must:

• Have a mortgage owned by Fannie Mae or Freddie Mac. We can help you

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One week on and the riots have left an ugly scar on the UK landscape and prompted a deluge of questions.

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Let’s say you are at your friend’s housewarming party, celebrating a big moment in your friend’s life. You go up to the second floor balcony and have a drink or two with your friends. At one point, you lean on the balcony’s railing, fall two stories, and injure yourself because the railing was not secure. You’re then rushed to the hospital and incur over $50,000 in medical bills. Who’s responsible?

In most homeowner’s policies, there is liability coverage for this very scenario. However, what must you do in order to establish coverage? A recent appe

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