Planning income was from Nice or want to make the leap to full time employment self choosing to start a pool cleaning business? In both cases outside of formal training, equipment and technical information, it is absolutely imperative to seek insurance before floating such an undertaking. Read more…
Feb 20, 2012 0 Comment
Tags: Business insurance
Feb 10, 2012 0 Comment
Anthem Blue Cross and Blue Shield in Missouri have launched an enhanced Deductible Credit Programme on select individual health products including SmartSense and Premier.
By using deductible credit programme, entitled subscribers who have not met their health insurance deductible previous year can receive a credit, which they may apply to their deductible, thereby lowering expenses to be paid.The programme automatically adds money into a Special Incentive Account when subscribers fails to meet their annual deductible, and grows that account to use for future medical costs.Anthem Blue Cross and Blue Shield in Missouri president Steve Martenet said that the programme was ideal for individuals who rarely met their deductible, but wanted to be prepared for emergencies as well as an individual who would prefer to pay a higher deductible in order to have lower monthly premiums.An amount equal to 20% of the deductible would be credited by Anthem into the subscriber’s account for the next calendar year when health care claims for one year are less than the deductible.
Martenet added that the firm will continue to focus on providing plan options such as Anthem’s Deductible Credit Program and make more tools available to help members better manage health and out-of-pocket costs.
Jan 31, 2012 0 Comment
New Jerseys insurance commissioner, Tom Considine, is expected to resign his office next month in preparation for a return to the private sector.
Tom Considine
NJ.com reports that Considine, who heads the New Jersey Department of Banking and Insurance, is among several appointees of Gov. Chris Christie leaving the administration.
Tags: Insurance Commissioner, Resign
Jan 23, 2012 0 Comment
Your home says a lot about you – your family, your interests, your gifts, values – all reflected in the place you choose to live. So, by buying home insurance, you buy life insurance, ensuring that even if the worst happens, you will be able to rebuild your home and your life.
Buying insurance is probably one of the most important decisions of your life. Fortunately, you’ll never need, but make the decision at home right insurance can now avoid an unfortunate incident such as fire, flood or other loss to a disaster for you and your family. Read more…
Tags: Home Insurance
Jan 19, 2012 0 Comment
Rider Phoenix
Western Insurance has established a new business, On Point Risk Solutions, which offers diverse property and casualty claims administration and surety services as well as to meet client needs in producing and servicing surety business.
The new unit is capable of managing all sorts of claims including coverage review, investigation and settlement, litigation management, and subrogation.Western Insurance president Kevin Prior said that this is a flexible and nimble operation that can handle virtually every aspect of a claim, from straightforward claims adjustment to full underwriting support and claims administration services.On Point Risk Solutions also provides a range of property and casualty services to commercial property and liability insurance carriers, managing general agents, reinsurers and self insureds including public entities.
Jan 05, 2012 0 Comment
Guardian and Berkshire have released a new ProVider Plus series for their disability insurance portfolio, effective Jan. 3.
Among the individual disability insurance policy highlights are a pure own-occupation definition of total disability for all occupations, medical specialty protection for physicians and dentists, a recovery benefit for up to the entire benefit period through residual disability benefit rider, a graded lifetime indemnity benefit rider, no mental and nervous limitations and a four-year delayed COLA.
The product is approved in Delaware, Virginia and Washington, D.C., with additional approvals in Maryland and Pennsylvania expected later this quarter, according to Steve Crawford, principal of Guardian Disability Insurance Brokerage.
Guardian Disability Insurance Brokerage is holding a series of Internet seminars on the new product.
Jan 02, 2012 0 Comment
HomeServe, a home emergency insurance cover and domestic repair provider, has appointed Ben Mingay to the board as a non-executive director, effective 1 January 2012.
In addition, Mingay will also join the audit committee at the company.
Mingay is a managing partner of Smith Square Partners, an independent corporate finance advisory firm.
Mingay has over 20 years experience as a corporate finance adviser and prior to co-founding Smith Square Partners he was a managing director of Hawkpoint Partners and Credit Suisse First Boston (Europe).
Mingay is also a non-executive director of AIM listed Alternative Networks.
HomeServe chairman Barry Gibson said that Mingay brings with him a wealth of corporate finance experience which will be of great benefit as they continue to develop the business.
Tags: Director, Nonexecutive Director