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Emergency room physicians polled in a new survey revealed they believe ER visits will increase significantly next year. The survey found that 80 percent have already seen increases this year. Even more troubling is the current and expected visit increases, in many cases, are a direct result of a lack of health insurance.

Emergency Room Visits Expected to Jump Next Year

According to a new poll issued by the American College of Emergency Physicians (ACEP), a high number of Connecticut emergency room physicians have seen an increase in visits this year.

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A bill was advanced on Tuesday by California legislators hoping to give regulators the authority to reject excessive rate increases proposed in health insurance policies. While disagreements ensued between legislators, mostly along party lines, the bill eventually received the 12 votes needed to move it out of the assembly health committee.

Regulators Want the Right to Reject Rate Increases

Health insurance companies have been known for attempting to impose high rate hikes on their customers. Th

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The ability to pay for healthcare is an ongoing issue for many Americans, especially as health costs continue to increase. But a recent study conducted by Thomson Reuters found that Americans feel more optimistic about their ability to pay for their healthcare than they did at the end of 2010.

This is especially true in the area of elective surgeries, something more people are willing to pay for than they were in 2010. But what’s interesting in the study is that there was a decline in the number of people expecting to pay for their prescriptions. D

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President Barack Obama plans to make a speech on Wednesday that addresses numerous debt issues, including that of the Medicare and Medicaid programs.

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Weeks after an earthquake and subsequent tsunami devastated Japan, many feared not only that the country wouldn’t be able to rebuild, but that it could succumb to a new threat: radiation caused by reactor damage at the Fukushima Daiichi Nuclear Power Plant.

But concerns about radiation exposure did not stop in Japan. Discussions of exposure threats surfaced as far away as the United States. Many began to wonder what could happen if people or their property were ever seriously exposed to radiation. W

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While home owners purchase insurance policies to ensure that their valuables are covered in the event of a catastrophe, there is scope for those living in rented places to avail of the same. Among the various kinds of residential insurance policies, the HO-4 policy caters to the needs of renters while the HO-6 protects people who have bought condos. Some of the disasters that have been enlisted under both the policies as events that would be covered include – fire, lightning, any kind of explosion, vandalism of property, riots, volcanic eruption, etc. Read more…

Even though it’s a terrible thing to think about, long-term disability insurance is an important coverage to own. Long-term disability insurance is just one type of coverage for income lost due to illness or injury. It differs slightly from short-term disability insurance, and workers’ compensation benefits typically carried by employers.

Short-term disability insurance is a policy that pays a portion of your salary, should you become unable to work for a short period of time due to illness or injury. (Disability insurance policies generally exclude injuries incurred on the job. Tho

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