Life insurance for the elderlies allow old people to buy coverage that they can use for their final expenses; pay off existing mortgage, and for estate planning purposes. If you are of an old age, life insurance costs a lot higher as compared to when you were younger. Most people who buy this insurance are those who have expired term life insurances and cannot renew their policy because of certain illnesses or just because of their age. It is a good thing that today all insurance companies are mandated to provide coverage for the seniors. Now, the policies available for the seniors are also the same with the policies offered to younger citizens. Read more…
Health insurer Cigna has finalized the acquisition of UK based travel insurance provider FirstAssist Insurance Services from Barclays Private Equity.
FirstAssist Insurance Services and FirstAssist Legal Protection will be part of Cigna International’s Health, Life & Accident division.
Following this acquisition, Great Lakes Reinsurance (UK) and FirstAssist have renewed their arrangement under which Great Lakes will remain the fronting insurer for FirstAssist’s travel, protection and accident policies offering continuity for clients and policyholders.
As a result of the acquisition, Alistair Hardie, previously CEO of FirstAssist Insurance Services, is appointed CEO Europe Health, Life and Accident Business, Cigna International.
Cigna International CEO of Global Health Life & Accident Jason Sadler said that the deal enhances Cigna’s presence in Europe and enables them to offer an expanded range of products and services to their customers across their businesses in Europe and Asia Pacific.
Experts: Can You Survive A Daubert Challenge?
Property insurance claims litigation often requires hiring several experts. Policyholders may need to retain a construction cost expert and engineer to give opinions on property damage, a bad faith expert regarding claims handling practices, and an accountant regarding business income losses. Depending on the case, the list can quickly grow to include an architect, a hygienist, and many more.
Insurers almost always challenge the insured’s experts and the admissibility of those experts’ opinions at trial by filing a “Daubert” motion requesting that the court disallow expert opinions. Experts
How to provide all with a business insurance
Beginning a business you need to talk with your bookkeeper during the first phase, because they can supply professional advice in the amount of different areas related to running your business. Read more…

Purchasing a life insurance policy is a great way for a head of household to ensure loved ones will be financially secure after death. However, some people have found ways to use insurance policies as an investment as well.
While investing in life insurance is perfectly normal, some policyholders are taking part in a practice known as overfunding to build greater wealth, even if it takes some money away from their beneficiaries upon death. Is this investment idea truly beneficial?
Life insurance has long been considered an investment tool for some policyholders.
Distracted Drivers Are Everywhere
Millions of people will hit the road for Thanksgiving weekend. It’s one of the busiest travel times of the year. While you may be insured properly most drivers don’t like the thought of actually having to use that insurance– especially due to the fault of a distracted driver. Most of us probably feel like distracted drivers are all around us on the road. We’ve seen people texting and checking emails, chatting on the phone and even putting on makeup. But a new study reveals that those in the lane next to you are increasingly distracted.
If you’re driving in the Greater Portland area a new study found that one in three drivers are likely breaking the law by using a cell phone without a hands-free device. One in fo
Insurance and Sunken Boats
If a person invests in a jet ski, there is a significant amount of money going into the car, which can lead that person to obtain a basic insurance policy for your vehicle. The resulting policy can protect the boat in case of catastrophic damage, which may be the result of another rider or due to inclement weather. When a ship sinks or suffers irreparable damage to the land, the boat insurance policy that can allow an owner to receive compensation funds to the loss of your vehicle.
The first step in applying for compensation catastrophic damage to the ship is record all damage to the boat.